Comprehensive Insurance Solutions, Right Here in Rhode Island & Beyond

Your Trusted Independent Insurance Partner for Group & Individual Benefits

Group Benefits

Tailored plans to protect your team’s health and well-being.

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Group Health Insurance

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Dental Coverage

Comprehensive dental plans for organizations.

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Disability Insurance

Protect employees with reliable income replacement solutions.

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Life Insurance

Provide financial security with customized group life insurance.

Individual Benefits

Affordable options designed to fit your unique needs.

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Health Insurance

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Medicare Plans

Navigate your healthcare options with confidence.

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Travel Insurance

Stay secure on your adventures near and far.

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Life Insurance Broker

Personalized advice to secure your future.

What Sets Us Apart

Experience, Expertise & Dedication to Your Peace of Mind

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Tailored to Your Needs

Whether you're seeking group or individual benefits, we offer personalized guidance to find the best fit for you.
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Local Knowledge, Nationwide Reach

Based in Portsmouth, Rhode Island, we proudly serve clients across RI, CT, FL, MA, NH, NJ, NY, VA, and WA.
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Simplifying Insurance

Insurance can be complex—our job is to make it clear, easy, and accessible for everyone.

Insuring Portsmouth & All of Rhode Island

Embrace Benefits is an independent insurance agency specializing in group benefits and individual insurance plans. Serving clients across New England and the USA, we work with top carriers to deliver personalized, affordable coverage—whether it’s health insurance in Rhode Island, life insurance in New York, or Medicare plans in New Hampshire. Our focus is on low-cost, tax-efficient solutions paired with clear, personalized advice to help you make confident decisions.

Check Out Our Blog

Medicare Coverage for Skin Cancer: What You Need to Know

Medicare Coverage for Skin Cancer: What You Need to Know

As Summer Approaches, Prioritize Your Skin Health With the arrival of summer, sun exposure naturally increases, raising concerns about skin cancer, particularly among those over 65. Skin cancer...
Read more
Skin Cancer Screenings: Medicare Coverage Explained

Skin Cancer Screenings: Medicare Coverage Explained

As we embrace the warmth and sunshine of summer, many of us become more vigilant about the toll sun exposure can take on our skin. For those over 65, concerns about skin cancer are especially...
Read more
Life Insurance vs. AD&D: Understanding Key Differences

Life Insurance vs. AD&D: Understanding Key Differences

Financial Planning: Protecting Your Loved Ones Financial planning is essential for safeguarding your loved ones' future. However, understanding the intricacies of insurance policies can be...
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Determining Your Ideal Life Insurance Coverage

Why Life Insurance Matters and Getting It RightLife insurance serves as a crucial component of financial planning, yet determining the right amount of coverage can be daunting. Many struggle to...
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Finding the Right Life Insurance Amount

Life insurance serves as a crucial financial safety net, ensuring that your loved ones are protected even when you're no longer around. One of the most challenging decisions in this regard is...
Read more

Medicare Coverage for Skin Cancer: What You Need to Know

As Summer Approaches, Prioritize Your Skin Health With the arrival of summer, sun exposure naturally increases, raising concerns about skin cancer, particularly among those over 65. Skin cancer...
Read more

Skin Cancer Screenings: Medicare Coverage Explained

As we embrace the warmth and sunshine of summer, many of us become more vigilant about the toll sun exposure can take on our skin. For those over 65, concerns about skin cancer are especially...
Read more