Embrace Benefits,
We're Here to Help
Your Local Portsmouth Independent Insurance Agency Servicing CT, FL, MA, NH, NJ, NY, RI, VA, and WA
Embrace Benefits specializes in group benefits, Medicare, and life insurance.
Our Mission
Our mission is to provide families and business owners with assistance in building their financial freedom. We have the skills, knowledge, and experience to help meet our client's established goals. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in their financial situation.
With an independent insurance agent, you have choices.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.
Insuring Portsmouth and All of Rhode Island
Embrace Benefits is an independent insurance agency specializing in Medicare & Employee Benefit Solutions. We work with the top insurance companies so we can offer our clients the best coverage for them.
Our clients are located all across New England and the USA, giving us a great feel for the insurance landscape. We design plans with a focus on low costs and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better-informed decisions.
Customer Reviews
5 stars!!!Trudy C., Middletown, RI
Five stars!Kevin V., Middletown, RI
JB
John B., Portsmouth, RI
Our Insurance Products
Group Benefits
As a business owner, you know the importance of employee benefits and their contribution to your business success.
Medicare
While standard Medicare offers coverage for a wide variety of services, you may find that a different plan better fits your needs.
Life Insurance
We are always on the lookout for quality, service-oriented insurance companies to help our clients protect what matters most.
Quotes From Multiple Companies
Recent News & Updates
How to Effectively Communicate Your Group Benefits Plan
How to Effectively Communicate Your Group Benefits Plan
Posted: June 28, 2022
Employers offer group benefits to attract talent, retain employees, motivate workers, and increase productivity. Group benefits play an essential role in your employees' overall compensation. Companies can invest a great deal of time and money in planning and executing a benefits strategy every year. These efforts can be wasted if employees do not know what group benefits are offered. It is important to understand how...
What Is a High Deductible Health Plan (HDHP)?
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
Are You Underestimating Your Need for Disability Insurance?
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...
