As Summer Approaches, Prioritize Your Skin Health
With the arrival of summer, sun exposure naturally increases, raising concerns about skin cancer, particularly among those over 65. Skin cancer is pervasive, but when detected early, treatment outcomes improve significantly. Fortunately, Medicare offers coverage for vital cancer detection and treatment services, helping provide peace of mind and ensuring you have access to necessary care.
Understanding Medicare Coverage for Skin Cancer
Medicare encompasses a range of medically essential services that include:
- Doctor visits for suspected skin cancer cases.
- Biopsies and corresponding treatments if necessary.
Keep in mind that cost-sharing applies, meaning you'll pay a portion post-deductible. Additionally, Medicare covers preventive care questions during your annual wellness visit. Make sure to use this opportunity to discuss any skin concerns you might have.
What Isn't Covered by Medicare
Routine full-body skin examinations are not included in coverage unless a doctor identifies a suspicious lesion. This underscores the importance of regular self-examinations and promptly notifying your doctor about any changes. It's important to note that Medicare doesn't include cosmetic procedures such as the removal of benign moles or skin tags.
Additional Considerations
Original Medicare does not cover sunscreen or preventive skincare products, though some Medicare Advantage plans could offer extra benefits, so it's advisable to check your plan’s specifics. Be aware that experimental treatments and procedures lacking FDA approval are not covered.
Stay Proactive About Your Skin Health
It's crucial to be vigilant about skin health as you enjoy the sunshine this season. If you're uncertain about your Medicare coverage specifics, consider reaching out to a Medicare advisor or your plan provider for clarification on what is included. By staying informed and proactive, you can effectively manage your skin health and enjoy a worry-free summer.
